In a significant update aimed at supporting lower-income workers in non-standard employment, Singapore has enhanced the Workfare Income Supplement (WIS) scheme for 2025. This improved version includes monthly payouts and stronger Central Provident Fund (CPF) contributions, providing better stability for platform workers like delivery riders and private-hire drivers.
With the rising cost of living and the continued growth of the gig economy, these updates mark a shift towards fairer and more consistent support for a previously underserved segment of the workforce.
Why the WIS Scheme Matters in 2025
The enhanced WIS scheme is more than just a cash benefit—it’s a structured approach to bridging income gaps while reinforcing long-term savings goals. For many platform workers who lack traditional employment perks like paid leave or employer CPF contributions, the scheme offers both immediate relief and future readiness.
Key features include:
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Direct cash payouts to support daily expenses
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CPF MediSave contributions for healthcare and retirement
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Automatic assessment, reducing the administrative burden
These changes reflect Singapore’s evolving understanding of the modern labor landscape.
Updated Eligibility Requirements for 2025
To qualify for WIS benefits under the revised guidelines, platform workers must meet specific criteria:
| Eligibility Criteria | Details (As of 2025) |
|---|---|
| Age | 30 years and above (lower age limit for PWDs) |
| Citizenship | Singaporean |
| Monthly Income | Between $500 and $3,000 (based on monthly/12-month avg) |
| Property Ownership | Must not own more than one residential property |
| Annual Value of Residence | Must be $21,000 or less |
| CPF MediSave Contributions | Mandatory for benefit eligibility |
These rules aim to ensure the aid reaches workers who truly need it.
New Monthly Payout Model: What’s Different?
As of January 2025, WIS payouts will shift from quarterly to monthly, making it easier for workers to manage their budgets and meet day-to-day expenses. Here’s how the new distribution works:
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10% of the monthly WIS benefit goes directly into the worker’s bank account via PayNow-NRIC.
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90% is funneled into their MediSave accounts, supporting long-term medical and retirement needs.
This balance is intended to provide immediate cash flow while reinforcing the habit of savings.
Seamless Enrollment with Zero Paperwork
To ease the process further, no application is required. The CPF Board automatically checks eligibility using income data submitted by platform operators.
However, workers should stay proactive. If income is underreported or CPF contributions are missing, it’s the worker’s responsibility to raise the issue with the operator. If unresolved, the CPF Board can step in to address discrepancies and ensure rightful payouts.
Staying on Track to Maximize Your WIS Payout
To receive the maximum annual benefit of $3,267, platform workers must:
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Ensure their CPF MediSave contributions are made on time.
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Regularly review their CPF transaction records.
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Keep up to date with any scheme updates or platform policy changes.
Staying compliant guarantees continued support and uninterrupted payments.
A Long-Term Strategy for Inclusive Economic Security
The WIS program isn’t just about short-term relief—it reflects a sustainable shift in how Singapore supports a rapidly growing gig workforce. By integrating platform workers into national schemes traditionally reserved for full-time employees, the government is fostering financial resilience across a broader population.
The new monthly payout model and automatic CPF contributions highlight a commitment to inclusive social support that evolves with the workforce.
Conclusion
As gig work becomes a staple in Singapore’s economy, policies like the enhanced WIS scheme for 2025 demonstrate a future-ready approach. With built-in savings, health protection, and monthly cash assistance, platform workers can now access greater financial stability. For those in non-traditional employment, the message is clear: you’re not left out—support is here, structured, and ready.
FAQs About the 2025 WIS Scheme
What is the maximum benefit I can receive under WIS in 2025?
Eligible platform workers can receive up to $3,267 annually, distributed monthly.
Do I need to apply for the WIS scheme?
No. The CPF Board automatically evaluates eligibility based on income data submitted by your platform operator.
How will I receive my WIS payments?
You’ll receive 10% in cash via your PayNow-NRIC-linked bank account, and 90% in your MediSave account monthly.
What should I do if my CPF contributions are missing?
First, contact your platform operator. If unresolved, raise the issue with the CPF Board to ensure proper WIS disbursement.
Who qualifies as a platform worker?
This includes gig economy workers such as food delivery riders, private-hire car drivers, and similar freelance or app-based workers.
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