As inflation and living costs continue to rise, the Canadian government has rolled out an Old Age Security (OAS) payment increase for April 2025, aimed at helping seniors manage day-to-day expenses such as food, utilities, and medical care. This initiative provides additional financial stability to older adults, particularly those with limited income.
Here’s everything you need to know about who qualifies, how much is being paid, when payments will be made, and what other assistance is available.
What Is the OAS Payment Increase in April 2025?
The Old Age Security (OAS) program is a monthly government benefit provided to eligible Canadians aged 65 and older. The April 2025 update brings an increased payout to reflect the rising cost of living and inflation.
Seniors aged 75 and above will see a 10% increase in their benefits, while all eligible recipients will receive updated amounts depending on their age and annual income. The Canada Revenue Agency (CRA) continues to manage OAS payments, with direct deposit and cheque options available.
This increase is especially helpful for those relying on fixed incomes, ensuring continued access to necessities like rent, prescriptions, and groceries.
Eligibility Criteria for April 2025 OAS Payments
To qualify for OAS and the increased April 2025 payment, individuals must meet the following requirements:
-
Be at least 65 years old at the time of application
-
Have lived in Canada for at least 10 years after turning 18 (longer residence can result in higher benefit amounts)
-
Fall within the CRA’s income threshold to receive full or partial payments
-
Be 75 years or older to qualify for the 10% payment boost
Residency and income play a major role in determining both eligibility and how much a recipient receives.
OAS Payment Amounts in April 2025
Below is the updated breakdown of monthly payment amounts for April 2025 under the OAS and related senior assistance programs:
| Program | Maximum Monthly Payment |
|---|---|
| OAS (Aged 65–74) | $727.67 |
| OAS (Aged 75 and above) | $800.44 |
| Guaranteed Income Supplement (GIS) | $1,086.88 |
| Allowance | $1,381.90 |
| Allowance for Survivors | $1,647.30 |
These amounts are subject to income and residency qualifications but reflect the government’s ongoing commitment to seniors’ financial well-being.
MUST READ: Canada Housing Benefit: Claim Your $500 Payment – April 2025 Guide
Other Financial Aid Options for Seniors
In addition to OAS, seniors with limited income may also be eligible for the following support programs:
Guaranteed Income Supplement (GIS):
Available to OAS recipients with low or no income. Provides an additional monthly benefit to help cover basic expenses.
Allowance:
Offered to low-income individuals aged 60 to 64 whose spouse or common-law partner receives OAS and GIS.
Allowance for Survivors:
Designed for individuals aged 60 to 64 who have lost their spouse and have limited income.
Together, these programs form a vital financial safety net for Canadian seniors.
Payment Date for April 2025
For all eligible programs, the payment date for April 2025 is scheduled for:
→ April 28, 2025
Payments will be issued via direct deposit or mailed cheque, depending on the option selected by the beneficiary.
Summary Table: Canada OAS Payment Increase – April 2025
| Category | Details |
|---|---|
| Payment Increase Effective | April 2025 |
| Age to Qualify | 65 years and above |
| Extra Increase (75+) | 10% boost in benefits |
| Maximum OAS (65–74) | $727.67/month |
| Maximum OAS (75+) | $800.44/month |
| GIS Maximum | $1,086.88/month |
| Allowance | $1,381.90/month |
| Allowance for Survivors | $1,647.30/month |
| Payment Date | April 28, 2025 |
| Managing Authority | Canada Revenue Agency (CRA) |
| Official Website | canada.ca |
Conclusion
The OAS Payment Increase in April 2025 is a significant step toward supporting Canada’s seniors amidst economic challenges. With updated monthly benefits and access to additional support programs such as GIS, Allowance, and Allowance for Survivors, elderly citizens can maintain a better standard of living.
Seniors are encouraged to verify their eligibility and ensure their banking details are up to date to receive timely payments. Staying informed about upcoming changes can help older Canadians navigate retirement with greater confidence and security.
Click here to know more.
