In April 2025, the Canada Revenue Agency (CRA) will distribute its quarterly GST/HST credit, a tax-free financial benefit aimed at supporting Canadians with low or modest incomes. If you’re expecting a payment this month and want clarity on amounts like $519, $680, or $179, this guide will explain everything from eligibility to how payments are calculated and delivered.
What Is the GST/HST Credit?
The GST/HST credit is a quarterly, tax-free benefit designed to offset the cost of goods and services tax (GST) and harmonized sales tax (HST) for Canadians with modest incomes. Issued by the CRA, this credit is meant to reduce the financial strain caused by rising living expenses such as groceries, transportation, and housing.
Unlike a traditional tax refund, you don’t have to owe or pay taxes to receive it. As long as you qualify and file your income tax return, you could be eligible for payments that help ease day-to-day financial pressures.
GST/HST Credit Overview: April 2025 Snapshot
Details | Information |
---|---|
Payment Date | April 4, 2025 |
Max Credit (Single) | Up to $519/year |
Max Credit (Couple) | Up to $680/year |
Per Child Under 19 | Additional $179/year per child |
Eligibility | Canadian residents 19+ with low income |
Application Required? | No, if annual tax return is filed |
CRA Official Resource | Canada.ca – GST/HST Credit |
Eligibility Requirements for the April 2025 GST/HST Payment
To qualify for the GST/HST credit in April 2025, you must:
- Be a Canadian resident for tax purposes
- Be at least 19 years old, or have (or had) a spouse/common-law partner, or be (or have been) a parent living with your child
- File an annual income tax return, even if you have no income
Your eligibility is based on your Adjusted Family Net Income (AFNI), which includes both your income and that of your spouse or partner, if applicable.
Important Tip: Always update your marital status and number of dependents with the CRA to avoid delays or incorrect payment amounts.
How Much Will You Receive in April 2025?
The amount you receive depends on your family status and income. For the 2024–2025 benefit year, here are the maximum annual payment amounts:
- Single individual: Up to $519
- Married/common-law couple: Up to $680
- Per child under 19: Additional $179 per child
Payments are divided into four quarterly installments:
- July 5, 2024
- October 4, 2024
- January 3, 2025
- April 4, 2025
Example: A single parent with two children could receive:
- $519 (single) + $179 x 2 = $877/year, or approximately $219.25 every quarter.
CRA Payment Calculation: How It Works
The CRA calculates your payment based on your 2023 tax return. The benefit gradually reduces as income rises and is phased out for higher-income households. Here’s a rough guideline:
- AFNI under $39,826: Full credit
- AFNI between $39,826 and $52,000+: Partial credit
- AFNI above $52,000: Likely no credit
You can estimate your exact credit using the CRA Child and Family Benefits Calculator.
Steps to Receive Your GST/HST Credit
1. File Your Tax Return
- Filing is mandatory, even with no income. This is how the CRA assesses eligibility.
- Newcomers must submit RC66 (with children) or RC151 (without children).
2. Register for Direct Deposit
- Sign up through CRA My Account, your bank, or a paper form (TLDD).
3. Keep Your Info Updated
- Update changes to marital status, dependents, address, and banking info promptly.
Real-Life Examples of GST/HST Credit in Action
Olivia (Single, No Children)
- Income: $22,000
- Receives: Full $519/year ($129.75 quarterly)
- Uses it for groceries and transit
Alex and Sam (Couple, 2 Children)
- Combined Income: $38,000
- Receives: $680 + $179×2 = $1,038/year ($259.50 quarterly)
- Offsets school and childcare costs
Priya (Newcomer with 1 Child)
- Income: $25,000
- Files RC66 form
- Receives: $519 + $179 = $698/year
- Helps cover daycare and home essentials
Conclusion
The April 2025 GST/HST credit is a critical support for Canadians facing rising costs. Whether you’re a newcomer, student, retiree, or single parent, keeping your tax filings current ensures you don’t miss out. This quarterly credit is more than just financial assistance—it’s a lifeline for those managing limited resources in today’s economy.
Take the time to review your eligibility, file your taxes, and update your information with the CRA. With just a few proactive steps, you can make sure you get every dollar you’re entitled to.
FAQs About April 2025 GST/HST Credit
What if I didn’t file my taxes in 2023?
You won’t receive the April 2025 payment unless you file your 2023 tax return. File as soon as possible to catch up.
Do newcomers automatically get the credit?
No. Newcomers need to complete either the RC66 or RC151 form, depending on whether they have children.
Can I receive the payment via cheque?
Yes, but direct deposit is faster and more secure. You can switch through CRA My Account.
How will I know if I’m getting the credit?
Log into your CRA My Account or check your Notice of Assessment. The CRA will outline your benefit eligibility there.
Will the payment amount change next year?
Yes, the amounts are reviewed annually and may adjust based on inflation and policy changes.
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