The UK Government has confirmed the rollout of the second £300 Cost of Living Payment for eligible households between April and May 2025. This installment is part of the ongoing support package aimed at assisting low-income individuals and families with rising living expenses.
Payment Window: Key Dates for April–May 2025
The Department for Work and Pensions (DWP) will distribute the £300 payment across a set timeframe. Most payments are expected to be made automatically from Monday, 21 April 2025 to Friday, 16 May 2025. Those receiving benefits from HMRC may see payments slightly later in May.
Who Qualifies for the Second £300 Payment?
To be eligible, recipients must have been entitled to receive a qualifying benefit within a specific qualifying period. This includes:
- Universal Credit
- Pension Credit
- Income-based Jobseeker’s Allowance (JSA)
- Income-related Employment and Support Allowance (ESA)
- Income Support
- Working Tax Credit
- Child Tax Credit
Claimants must have received a payment or have had an assessment period ending between 18 February and 17 March 2025 to qualify.
Automatic Disbursement: No Need to Apply
Payments will be made automatically to eligible recipients. The funds will appear in the same account used for benefit payments and be labeled with a unique reference, typically something like DWP COLP (Cost of Living Payment).
Payment Timeline Breakdown
| Payment Type | Department | Expected Dates | Notes |
|---|---|---|---|
| DWP Benefits (e.g., UC, ESA) | Department for Work and Pensions | 21 April – 16 May 2025 | Paid directly to qualifying accounts |
| Tax Credits Only | HMRC | Late May 2025 | Slight delay after DWP payments |
Important Considerations for Recipients
- Joint claims: Couples receiving joint payments will receive one £300 payment per household, not per individual.
- Bank details: Ensure that your bank information is current with DWP or HMRC to avoid delays.
- Payment visibility: Funds may take up to 5 working days to appear even after disbursement, depending on your bank.
What If You Don’t Receive Your Payment?
If you believe you’re eligible but haven’t received your payment by 23 May 2025, you can report the missing payment through GOV.UK. Do not contact DWP before that date, as processing is staggered.
Wider Context: Cost of Living Crisis Support
This payment is part of a larger framework of support aimed at cushioning the impact of inflation and rising energy prices. In addition to the three scheduled Cost of Living Payments, households may also qualify for:
- Energy bills support schemes
- Winter Fuel Payments (for pensioners)
- Council Tax rebates (region-dependent)
How to Stay Updated
The best way to stay informed is by regularly checking the official GOV.UK website and signing up for alerts if you receive benefits. Be cautious of phishing scams and only rely on verified government channels.
Conclusion
The second £300 Cost of Living Payment for April–May 2025 brings much-needed relief to millions of households across the UK. With payments staggered over several weeks, staying informed and ensuring your benefit details are correct will help avoid delays. As living costs remain high, this measure forms a key part of the government’s broader strategy to support vulnerable groups.
FAQ
Who will get the £300 payment in May 2025?
Anyone receiving qualifying benefits like Universal Credit, Pension Credit, or Tax Credits during the qualifying period from 18 February to 17 March 2025.
Do I need to apply for the Cost of Living Payment?
No. All eligible payments are made automatically by the DWP or HMRC. There is no need to fill out any forms.
What should I do if I haven’t been paid by late May?
Wait until 23 May 2025, then report a missing payment using the official GOV.UK form. Do not call DWP before then.
Can both members of a couple receive the £300?
No. The payment is made per eligible household, not per person. A joint claim will result in one £300 payment.
Will this payment affect my other benefits?
No. The Cost of Living Payment is non-taxable and does not affect any existing benefit entitlements.
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