In May 2025, the UK government is providing a one-off £90 cost of living payment to help low-income individuals and families manage rising expenses. This initiative is part of the wider financial support framework aimed at easing the burden of inflation, energy costs, and other essential living expenses. It’s designed to support those most vulnerable to current economic pressures.
Who Is Eligible for the £90 Payment?
Eligibility hinges on receiving certain means-tested benefits during a specified qualifying period. To qualify for the £90 payment in May 2025, you must have been receiving one of the following between 1 April and 30 April 2025:
- Universal Credit
- Income-based Jobseeker’s Allowance (JSA)
- Income-related Employment and Support Allowance (ESA)
- Income Support
- Pension Credit
- Working Tax Credit or Child Tax Credit (from HMRC)
Those who only receive new-style ESA, new-style JSA, or contributory-based benefits are not eligible unless they also receive one of the qualifying means-tested benefits.
What the £90 Payment Covers
While the £90 amount might seem modest, it is aimed at covering essential, short-term costs. Here are a few examples of what recipients might use the payment for:
| Category | Potential Uses |
|---|---|
| Energy Bills | Gas, electricity, or heating top-ups |
| Food & Groceries | Weekly shopping essentials |
| Transport | Bus passes or petrol top-ups |
| Housing Costs | Rent gaps or urgent repairs |
| Childcare | After-school club fees, child meals |
This financial relief, although small, offers a bit of breathing space for those struggling to juggle bills and other priorities.
When and How Will the Payment Be Made?
The Department for Work and Pensions (DWP) has confirmed that payments will begin from 20 May 2025, and should be completed by 31 May 2025. If you qualify through HMRC-administered benefits like Tax Credits, you may receive your payment a few days later.
There is no need to apply. Payments are made automatically to the account where you normally receive your benefits.
To make sure you don’t miss the payment, ensure your details are up to date with DWP or HMRC, particularly your bank information and any change in your circumstances.
What If You Don’t Receive the Payment?
If you’re eligible but haven’t received the payment by 7 June 2025, contact the office that manages your benefit. Keep in mind, the government may stagger payments, so it might not arrive at the same time for everyone.
You can also report a missing payment through:
- The DWP contact line
- HMRC’s online portal (for Tax Credit recipients)
Make sure you have your National Insurance number and recent benefit award letter handy.
Is the Payment Taxable or Will It Affect Benefits?
No, the £90 cost of living payment is not taxable. It does not count towards your benefit cap and will not affect your existing benefits or entitlements. It is entirely separate from regular benefit calculations.
Other Support Options Available in May 2025
In addition to the £90 payment, other forms of government support may be available:
- Household Support Fund: Local councils offer additional assistance for food, clothing, and utilities.
- Warm Home Discount Scheme: Aimed at reducing winter energy bills for qualifying households.
- Discretionary Housing Payments: For those needing extra help with rent.
- Council Tax Reduction: For households on low incomes.
These can be applied for separately and may vary by local authority.
Conclusion
The £90 cost of living payment arriving in May 2025 is a small but significant boost for many households navigating ongoing economic challenges. Automatically distributed to eligible benefit recipients, it helps cover essential expenses and reduce financial pressure. For those needing further help, a variety of local and national resources remain available. Staying informed and proactive can ensure you don’t miss out on vital support.
FAQ
How do I know if I qualify for the £90 payment?
If you received a qualifying benefit between 1 and 30 April 2025, you are likely eligible. Check your benefit statements or contact DWP or HMRC to confirm.
Can I receive the payment if I only get Child Benefit?
No. Child Benefit alone does not qualify you for the £90 payment. You must be receiving a means-tested benefit such as Universal Credit or Tax Credits.
Will the payment affect my tax return or benefits next year?
No. This payment is non-taxable and does not need to be reported as income. It won’t impact your benefits or tax obligations.
Is there a way to appeal if I didn’t receive the payment?
Yes. If you believe you were eligible but did not receive the payment by 7 June 2025, contact your benefit provider or use the official government reporting tools to raise an appeal.
Can I receive more than one £90 payment?
No. Each eligible person will receive one single payment. There are no additional instalments under this particular scheme.
For More Information Click Here
Pari is a passionate writer known for captivating stories that blend imagination and reality. Inspired by travel, history, and everyday moments, Pari crafts narratives that resonate deeply with readers.