The Baby Bonus Scheme 2025 is Singapore’s ongoing commitment to support families raising children. As of May 2025, the scheme continues to offer substantial financial assistance to ease the rising costs of parenthood. It includes a cash gift component and contributions to the Child Development Account (CDA), both designed to provide parents with both immediate and long-term financial relief.
Key Benefits of the Baby Bonus Scheme
| Feature | Details |
|---|---|
| Scheme Name | Baby Bonus Scheme 2025 |
| Cash Gift | $11,000 (1st & 2nd child), $13,000 (3rd & subsequent children) |
| CDA First Step Grant | $5,000 (1st to 4th child), $10,000 (5th & subsequent children) |
| CDA Government Matching | Up to $15,000 depending on child order |
| Eligibility | Singapore Citizen child, married parents (for cash gift); CDA for all citizens |
| Application Method | Via LifeSG app or https://babybonus.msf.gov.sg |
This initiative aims not just to reduce the financial pressure on families, but also to encourage a positive demographic shift in the country by supporting parenthood.
What Does the Baby Bonus Include?
The Baby Bonus consists of two core components:
- Baby Bonus Cash Gift (BBCG): A staggered cash payout distributed at key developmental milestones of the child.
- Child Development Account (CDA): A dedicated savings account where the government matches parents’ deposits up to a defined cap.
Who Qualifies for Baby Bonus in 2025?
To qualify for Baby Bonus benefits:
- The child must be a Singapore Citizen, either at birth or by 12 years of age.
- For the cash gift, parents must be lawfully married.
- CDA benefits are available to all Singapore Citizen children, regardless of parents’ marital status.
- Adoptive parents may also be eligible once the child obtains citizenship.
Baby Bonus Cash Gift Breakdown
1. Cash Gift (BBCG)
| Child’s Birth Order | Total Cash Gift | Payment Schedule |
| 1st & 2nd Child | $11,000 | From birth to 6.5 years old |
| 3rd & Subsequent | $13,000 | From birth to 6.5 years old |
Disbursement Timeline:
- At birth: $3,000 (1st/2nd) or $4,000 (3rd+)
- At 6 months: $1,500 or $2,000
- At 12 months: $1,500 or $2,000
- Every 6 months from age 2 to 6.5: $400 per payout
This schedule ensures ongoing support during the child’s formative years, covering essentials like nutrition, healthcare, and early education.
2. Child Development Account (CDA)
| Child Order | First Step Grant | Gov’t Matching Cap |
| 1st Child | $5,000 | $4,000 |
| 2nd Child | $5,000 | $7,000 |
| 3rd & 4th | $5,000 | $9,000 each |
| 5th & Above | $10,000 | $15,000 each |
Parents can use CDA funds for:
- Preschool and childcare fees
- Medical treatments and health insurance (e.g., MediShield Life)
- Vaccinations and health screenings
- Assistive technology and special needs support
How to Apply for Baby Bonus in 2025
The process is fully digital and can be completed in minutes.
Application Steps:
- Download and open the LifeSG app or visit babybonus.msf.gov.sg.
- Log in using your Singpass.
- Fill out the application with your and your child’s information.
- Choose a participating bank (DBS/POSB, OCBC, or UOB) for the CDA.
- Submit and track your application online.
After approval, the payouts and CDA contributions begin based on your child’s eligibility timeline.
Conclusion
Singapore’s Baby Bonus Scheme 2025 continues to be a pillar of the nation’s support for families. With enhanced benefits, simplified applications, and more flexible usage options, it’s a critical resource for any Singaporean parent in 2025. If you’re welcoming a child this year, applying early ensures you maximise the financial support available.
FAQs
What documents do I need to apply for Baby Bonus?
You’ll need your Singpass, your NRIC, your child’s birth certificate details, and your bank information to set up the CDA.
When will I receive my first Baby Bonus payout?
The first payout is typically disbursed within 7-10 working days after application approval and verification of your child’s birth.
Can single parents receive Baby Bonus?
Single parents can receive CDA benefits for their children, but the cash gift component requires the parents to be lawfully married.
Can CDA funds be transferred between siblings?
No, each CDA is unique to the child and funds cannot be transferred between accounts.
What if I adopt a child?
Once the adopted child obtains Singapore citizenship, you can apply for the Baby Bonus Scheme based on the same eligibility criteria.
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