Singapore remains committed in April 2025 to narrowing income inequality through sustained policy innovation, and the Workfare Income Supplement (WIS) continues to play a pivotal role in this mission. This targeted wage support scheme offers lower-wage workers both immediate financial assistance and long-term security by boosting their CPF savings. In 2025, eligible workers may receive up to $3,267 annually — a move that reinforces Singapore’s social compact by recognizing the contributions of all segments of the workforce.
What Is the Workfare Income Supplement (WIS)?
Launched in 2007, the WIS scheme is a cornerstone of Singapore’s inclusive wage support framework. It provides financial relief to working Singaporeans who earn lower wages, encouraging continued workforce participation and improving retirement adequacy through Central Provident Fund (CPF) contributions. Unlike ad hoc aid, WIS serves as a structured, long-term program that links work effort with financial benefit.
WIS Benefits Structure for 2025
In 2025, WIS recipients can receive a maximum of $3,267 annually. The payout distribution is as follows:
| Component | Allocation | Details |
|---|---|---|
| Cash | 10% | Paid directly to beneficiaries’ bank accounts |
| CPF Contributions | 90% | Distributed across Ordinary, Special, and MediSave accounts |
This dual-layer structure addresses present needs while reinforcing future financial resilience.
Eligibility Criteria for WIS in 2025
To qualify for WIS in 2025, applicants must meet these updated conditions:
- Be a Singapore citizen
- Be at least 30 years old by December 31, 2025 (age requirement waived for persons with disabilities)
- Earn a gross monthly income between $500 and $2,500 (including bonuses, OT, and commissions)
- Reside in a property with an annual value not exceeding $21,000 (as of December 31, 2023)
- Not own more than one property (individually or jointly with spouse)
Employment Requirements and Application Process
Salaried Employees: Must have CPF contributions from at least 2 working months in 2025. No application is required, as WIS is automatically disbursed based on CPF data.
Self-Employed Persons (SEPs): Must declare their net trade income to the Inland Revenue Authority of Singapore (IRAS) and contribute to MediSave in accordance with prevailing regulations. Compliance with these steps ensures WIS eligibility.
WIS Payouts by Age Group
WIS payments are calibrated by age to better address the financial realities of different life stages:
| Age Group | Maximum Annual WIS Payout (2025) |
| 30–34 | $1,700 |
| 35–44 | $2,250 |
| 45–54 | $2,850 |
| 55–59 | $3,150 |
| 60+ | $3,267 |
This tiered model ensures older workers, who are closer to retirement, receive the highest level of support.
Disbursement Schedule and Payment Method
WIS payouts occur quarterly, ensuring consistent financial assistance throughout the year. The schedule is structured as follows:
- Q1 Income (Jan–Mar): Paid by end-May
- Q2 Income (Apr–Jun): Paid by end-August
- Q3 Income (Jul–Sep): Paid by end-November
- Q4 Income (Oct–Dec): Paid by end-February of the following year
The cash portion is deposited directly into the recipient’s bank account, while CPF contributions are allocated accordingly.
Why WIS Matters: Beyond Cash Support
The WIS initiative does more than bridge income gaps. It promotes continuous employment and financial discipline. Immediate cash payouts ease cost-of-living pressures, such as food, transport, and utility bills. Meanwhile, the CPF savings element supports long-term goals: retirement income, healthcare needs, and home ownership. The scheme is part of a broader strategy to ensure inclusive growth and social cohesion in Singapore.
Conclusion
In 2025, the Workfare Income Supplement continues to deliver meaningful support to lower-income Singaporeans. By combining short-term financial relief with long-term CPF savings, WIS not only uplifts current living standards but also prepares workers for a more secure future. As Singapore evolves economically, programs like WIS remain critical to maintaining a fair and resilient society.
FAQs about Workfare Income Supplement (WIS) 2025
Who is eligible for WIS in 2025?
To be eligible, applicants must be Singapore citizens aged 30 and above (except for persons with disabilities), earn between $500 and $2,500 monthly, live in a property with an annual value of $21,000 or less, and not own more than one property.
How do I apply for WIS?
Salaried employees do not need to apply. Eligibility is auto-assessed using CPF records. Self-employed persons must declare their income to IRAS and make MediSave contributions.
How much will I receive under WIS?
Payouts range from $1,700 to $3,267 annually, depending on age and income. The payment includes a 10% cash portion and 90% CPF contribution.
When are WIS payments made?
Payments are made quarterly, with disbursements occurring in May, August, November, and February of the next year.
Can I receive WIS if I work part-time?
Yes. As long as you meet the income and CPF contribution requirements, part-time workers can qualify for WIS.
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