The Singapore government has reaffirmed its dedication to elderly citizens by boosting financial aid through the Assurance Package (AP) Seniors’ Bonus and AP MediSave top-ups. From February 2025, eligible seniors will receive cash payouts between $200 and $300 and an additional $150 MediSave top-up.
These measures are aimed at helping seniors cope with rising living costs and healthcare expenses. Around 850,000 seniors and nearly 2 million citizens will benefit from this support.
Higher Bonus Amounts Under AP Seniors’ Bonus 2025
Eligible seniors will receive:
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$200 to $300 in cash payouts
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Disbursement begins from February 5, 2025
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Nearly 850,000 seniors are set to benefit
This marks a significant increase from previous years and is part of the government’s ongoing efforts to provide more inclusive and targeted support to lower- and middle-income elderly citizens.
Eligibility Criteria for AP Seniors’ Bonus
To qualify for the cash bonus:
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Must be aged 55 and above as of 2025
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Must reside in Singapore
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Must not own more than one property
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Annual value of owned property must be ≤ $31,000
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Assessable income must be ≤ $34,000, based on Year of Assessment 2023 (income from 2022)
These criteria ensure that the most financially vulnerable seniors receive the intended support.
Disbursement Details for Cash Payouts
Here’s how the AP Seniors’ Bonus will be credited:
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PayNow-NRIC registered seniors: Will receive payouts from February 5, 2025
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Bank transfer: Automatically credited to bank accounts for those without PayNow
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Cheque: Sent only if no bank account is linked
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Notification: SMS or letter will confirm the payment has been credited
Important: Notifications will never request personal details or actions—this is a measure to prevent scams.
MUST READ: $1,673.24 CPP Disability Benefit Coming in April 2025 – Payment Date & Eligibility
MediSave Top-Up for Seniors and Youth
In addition to the cash bonus, the government will credit $150 into MediSave (CPF) accounts for:
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All Singaporeans aged 55 and above
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Singaporeans aged 20 and below
This payment is not dependent on income or property ownership and will help support long-term healthcare savings.
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MediSave top-up date: Starting February 11, 2025
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Recipients: Nearly 2 million citizens
These top-ups will be directly deposited into CPF accounts without requiring any action from the recipient.
Key Dates to Remember
| Event | Date |
|---|---|
| Cash Payout via PayNow | From February 5, 2025 |
| MediSave Top-Up (CPF) | From February 11, 2025 |
These dates are crucial for seniors and their families to keep track of expected disbursements.
FAQs
Who will receive the AP Seniors’ Bonus in 2025?
Seniors aged 55 and above, living in Singapore, with assessable income under $34,000 and only one property (valued up to $31,000) will qualify.
What if I’m not registered for PayNow-NRIC?
If you’re not registered for PayNow-NRIC, the payment will be credited to your linked bank account. If no bank is linked, a cheque will be mailed to your address.
Do I need to apply for the MediSave top-up?
No. All eligible citizens will automatically receive the $150 MediSave top-up in their CPF accounts from February 11, 2025.
Can I receive both the Seniors’ Bonus and MediSave top-up?
Yes. Eligible seniors can receive both the cash payout and the MediSave top-up, totaling up to $450 in government support.
Will I be notified of the payment?
Yes, SMS or letter notifications will be sent out. These will not ask for any sensitive information or require you to take any action.
Conclusion
The enhanced AP Seniors’ Bonus and MediSave top-ups reflect Singapore’s proactive approach to ensuring senior citizens are financially secure and well-prepared for rising living and healthcare costs. With payouts beginning in early February 2025, seniors are encouraged to review their eligibility and banking details in advance.
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